Actions for Employers

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A CALL TO EMPLOYERS: ADDRESSING HEALTHCARE COSTS AND EMPLOYEE CONCERNS

As an employer providing health insurance to your workforce, you are in a unique position to advocate for meaningful change. The rising costs of healthcare are not just impacting your bottom line—they are also affecting the well-being and financial stability of your employees. If your company has faced skyrocketing insurance premiums, limited provider networks, or increasing employee dissatisfaction with coverage, it’s time to take action.

Why Your Role Matters

The quality and affordability of healthcare directly impact employee satisfaction, productivity, and retention. When employees struggle with medical debt, insurance denials, and delays in treatment, it affects their well-being and ability to perform at work. Your voice, alongside your employees' stories, can be a powerful force in pushing for systemic improvements.

Key Challenges Faced by Employers and Employees

Consider how your organization and workforce have been impacted by these pressing issues:

Rising Insurance Costs: Are your premiums increasing while coverage quality declines?

Employee Complaints: Have employees reported difficulties accessing care, high out-ofpocket costs, or denied claims?

Limited Provider Networks: Are employees struggling to find in-network doctors and specialists?

High Deductibles & Co-pays: Are employees delaying necessary care due to financial barriers?

Medication Switching: Has your insurer forced employees to change prescriptions, impacting their health outcomes?

How Employers Can Take Action

Employers have significant leverage in advocating for better healthcare options. Here’s how you can make a difference:

01

Engage with Insurance Providers

Work with your insurance carrier to negotiate better rates and improved coverage for employees.
Push back against excessive premium increases and advocate for broader provider networks.

03

Contact Lawmakers and Policymakers

Reach out to local, state, and federal representatives to push for healthcare reform that benefits both employers and employees.

Join employer advocacy groups that work to influence healthcare legislation.

05

Educate & Empower Employees

Offer workshops or informational sessions on how to navigate insurance plans and maximize benefits.
Provide resources on financial assistance programs for medical expenses

02

Support Employee Advocacy

Encourage employees to share their healthcare experiences anonymously to identify common challenges.
Create internal forums or HR channels where employees can voice concerns and suggest improvements.

04

Partner with Healthcare Reform Organizations

Collaborate with groups like National Business Group on Health, Small Business for America’s Future, Families USA, and others working toward affordable healthcare solutions.
Share your company’s experiences to highlight the economic burden of high healthcare costs on businesses.

06

Evaluate your
Insurance Broker

Demand transparency with plan data like claims trends, utilization, and benchmarking
Confirm compliance with regulations to avoid lawsuits
Get your CFO and finance team involved

Be Part of the Solution

Your company plays a vital role in shaping the healthcare landscape. By sharing your concerns, engaging with policymakers, and advocating for fairer insurance practices, you can help create a more sustainable and effective system for both businesses and employees.

Now is the time to take action. Together, we can work toward a future where quality healthcare is accessible and affordable for all.